July 13th, 2010
UK Financials Ltd Introduce Loans for non homeowners - Simple cash despite being non homeownersLoans for non-home owners are the loans for those who don’t own their own house and stay as a tenants in other’s house by paying rent. Are you a non home owner, council tenant, renting or living with your parents and [...]
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July 12th, 2010
Want a crystal ball? - Imagine having a crystal ball before entering the property market, now which would be nice. You can’t buy one but there are enough signs (pardon the pun you’ll get in a moment). For sale signs - Keep you eyes open for the number of “for sale” signs down any one or [...]
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July 8th, 2010
Historic low rate - The UK is “enjoying” (not a word I would use) the lowest interest rate in history as the Bank of England (BOE) cut the mortgages rate to just 0.5%. This move by the BOE is a vain attempt to stop the decline of consumer spending.First time buyers - In any race [...]
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July 4th, 2010
Providing that you read the small print set out in a policy and it is suitable for your circumstances then UK mortgage insurance can still be worthwhile taking out. There are exclusions in a policy and you must understand these if you are to be sure that a policy would work in your circumstances but [...]
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July 3rd, 2010
As growth in the UK property market continues to confound expectations, the range of mortgages available to people has also expanded. First time buyers, for instance, look for different benefits from a mortgage than they did ten years ago. Similarly, there are more people requiring different types of mortgages, like bad credit mortgages and divorce [...]
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July 2nd, 2010
Mortgages are getting less affordable, according to figures released by the Council of Mortgage Lenders, meaning that more people will struggle to keep up their repayments in the coming months.Interest payments now account for the largest proportion of mortgage holders’ incomes than at any time over the last 15 years, with first time buyers struggling [...]
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June 30th, 2010
UK mortgage insurance is worthwhile taking out to guard against the possibility that you might find yourself out of work sometime in the future should you have an accident, suffer illness or become involuntarily unemployed. However the cover is not suitable for all circumstances due to the exclusions within the policy.While the exclusions can differ [...]
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June 29th, 2010
More and more people are looking for a UK remortgage in order to secure a lower interest rate to replace their current mortgage. The effects of a UK remortgage can be lower monthly repayments or a shortening the mortgage’s term. Because of this surge in personal research on and interest in UK remortgages, many lending [...]
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June 26th, 2010
A mortgage refers to a type of loan taken out by an individual that is used to pay for a property. The property is then used as security against repayments on the loan. A mortgage is used to buy property and is paid back in instalments. If repayments consistently fail to be paid the mortgage [...]
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June 19th, 2010
Across the country many factors influence the price of a house and subsequently the mortgage of the house, but nothing is more important than its location. Over recent years house prices have sky rocketed in some areas leaving huge gaps in the property market. This inequality of house prices is especially seen in the North [...]
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